About BestFDRates

BestFDRates is an independent comparison site for fixed deposit interest rates in India. We bring general and senior citizen FD rates from 52 banks together in one place, across 1, 3 and 5 year tenures, with a free maturity calculator, so you can compare quickly.

We are not a bank. We do not accept deposits, open accounts or hold your money. We are not a broker, distributor, financial advisor, and we are not SEBI or RBI. We do not earn commission on any deposit you open, and nothing here is a recommendation to invest in a particular bank or product.

This is not investment advice. The rates we show are indicative and change frequently. They vary by tenure, deposit amount and special-tenure schemes, and a bank can revise them any day. Before you open a fixed deposit, always confirm the current rate and terms on the bank's own official website or branch.

Fixed deposit interest is taxable at your income slab and TDS may apply, so your in-hand return is lower than the headline rate. Bank deposits are insured by DICGC up to ₹5 lakh per depositor per bank. For anything specific to your situation, please consult a qualified financial or tax advisor.

We try hard to keep rates accurate, but mistakes happen. If you spot a rate that looks wrong, write to corrections@bestfdrates.in and we will check and fix it. Read more about our sources on the methodology page.