Public Sector Bank
Bank of India FD interest rates
Latest fixed deposit rates at Bank of India, general and senior citizen, across tenures. Rates updated 15 Jul 2026.
| Highest slab rate | 6.85% |
| 1 year FD | 6.50% |
| 3 year FD | 6.70% |
| 5 year FD | 6.00% |
| Senior citizen (highest) | 6.90% |
Rates are indicative, per annum and before tax. FD interest is taxable and TDS may apply. Rates vary by deposit amount and special schemes and can change any day. Confirm the current rate on the Bank of India official website. This is not investment advice.
The highest rate we track is 8.10% at Suryoday Small Finance Bank.
Frequently asked questions
What is the highest FD rate at Bank of India?
Bank of India currently offers up to 6.85% per annum on fixed deposits at its best slab. Senior citizens can earn up to 6.90%. Rates are indicative, vary by tenure and amount, and change often. Confirm on the bank's official website.
Do senior citizens get a higher FD rate at Bank of India?
Yes. Bank of India adds about 0.50 percent for senior citizens, taking the top rate to around 6.90%. Confirm the current add-on on the bank site.
Is Bank of India FD insured?
Deposits at Bank of India, like all scheduled banks in India, are insured by DICGC up to ₹5 lakh per depositor per bank, covering principal and interest combined. Amounts above ₹5 lakh at a single bank are not insured. This is not investment advice.