Private Sector Bank
Kotak Mahindra Bank FD interest rates
Latest fixed deposit rates at Kotak Mahindra Bank, general and senior citizen, across tenures. Rates updated 15 Jul 2026.
| Highest slab rate | 6.80% |
| 1 year FD | 6.50% |
| 3 year FD | 6.40% |
| 5 year FD | 6.25% |
| Senior citizen (highest) | 6.75% |
Rates are indicative, per annum and before tax. FD interest is taxable and TDS may apply. Rates vary by deposit amount and special schemes and can change any day. Confirm the current rate on the Kotak Mahindra Bank official website. This is not investment advice.
The highest rate we track is 8.10% at Suryoday Small Finance Bank.
Frequently asked questions
What is the highest FD rate at Kotak Mahindra Bank?
Kotak Mahindra Bank currently offers up to 6.80% per annum on fixed deposits at its best slab. Senior citizens can earn up to 6.75%. Rates are indicative, vary by tenure and amount, and change often. Confirm on the bank's official website.
Do senior citizens get a higher FD rate at Kotak Mahindra Bank?
Most banks add a senior citizen premium of 0.25 to 0.75 percent. Confirm the current add-on on the bank site.
Is Kotak Mahindra Bank FD insured?
Deposits at Kotak Mahindra Bank, like all scheduled banks in India, are insured by DICGC up to ₹5 lakh per depositor per bank, covering principal and interest combined. Amounts above ₹5 lakh at a single bank are not insured. This is not investment advice.