Private Sector Bank
SBM Bank FD interest rates
Latest fixed deposit rates at SBM Bank, general and senior citizen, across tenures. Rates updated 15 Jul 2026.
| Highest slab rate | 7.30% |
| 1 year FD | 7.10% |
| 3 year FD | 7.10% |
| 5 year FD | 7.00% |
| Senior citizen (highest) | 7.80% |
Rates are indicative, per annum and before tax. FD interest is taxable and TDS may apply. Rates vary by deposit amount and special schemes and can change any day. Confirm the current rate on the SBM Bank official website. This is not investment advice.
The highest rate we track is 8.10% at Suryoday Small Finance Bank.
Frequently asked questions
What is the highest FD rate at SBM Bank?
SBM Bank currently offers up to 7.30% per annum on fixed deposits at its best slab. Senior citizens can earn up to 7.80%. Rates are indicative, vary by tenure and amount, and change often. Confirm on the bank's official website.
Do senior citizens get a higher FD rate at SBM Bank?
Yes. SBM Bank adds about 0.50 percent for senior citizens, taking the top rate to around 7.80%. Confirm the current add-on on the bank site.
Is SBM Bank FD insured?
Deposits at SBM Bank, like all scheduled banks in India, are insured by DICGC up to ₹5 lakh per depositor per bank, covering principal and interest combined. Amounts above ₹5 lakh at a single bank are not insured. This is not investment advice.